QUAINT OAK BANCORP, INC. 8-K filed 2026-09-10

Quaint Oak Bancorp, Inc. filed an 8-K on September 10, 2026 to report a board change under Item 5.02. The company is a Pennsylvania-incorporated savings institution holding company, classified under SIC 6036 as a savings institution not federally chartered, trading as QNTO on the OTC market, and it files as a non-accelerated filer and smaller reporting company from 501 Knowles Avenue, Southampton, PA 18966. The substance is a single appointment. On September 9, 2026 the board appointed Ray S. Greenberg, CFP, as a director of the company effective that same day, with an initial term expiring at the 2029 annual meeting of shareholders. Greenberg is not a new face at the organization. He has served on the board of Quaint Oak Bank, the company's wholly owned subsidiary, since 2016, and he was an Advisory Board Member of the company from May 2017 to September 2026. This filing moves him from the subsidiary and advisory roles onto the parent company's board. Two details are worth an analyst's attention. Greenberg was appointed to the company's Audit Committee effective September 9, 2026, and at the bank level he already chairs the Directors' Compliance Oversight Committee, the Loan Committee and the Pandemic Committee. His outside role is owner of Financial Expertise, a sole proprietorship based in Feasterville, Pennsylvania, providing financial planning and related services to individuals and small business owners, and he has held the Certified Financial Planner designation since 1990. The filing makes the standard negative disclosures: there are no arrangements or understandings with any other person pursuant to which Greenberg was selected, no family relationships requiring disclosure under Item 401(d) of Regulation S-K, and no transactions requiring disclosure under Item 404(a). All other Item 5.02 subsections and the financial statement items under 9.01 are marked not applicable, and the only exhibit is the cover page interactive data file, Exhibit 104. The report was signed by Chief Executive Officer Robert T. Strong and dated September 9, 2026, one day before the filing date. Compensation for the new director role, whether the board size was expanded or he filled a vacancy, and any independence determination are not in the filing.