ARROW FINANCIAL CORP 8-K filed 2026-09-10

Arrow Financial Corporation, a bank holding company headquartered in Glens Falls, New York, filed a Form 8-K with the SEC on 2026-09-10 under accession number 0000717538-26-000123. The filing is made under Item 8.01, Other Events, which companies use for disclosures they choose to make rather than ones a specific numbered item compels. Arrow is classified in EDGAR under SIC 6021, National Commercial Banks, is an accelerated filer, and its common stock trades on Nasdaq under the symbol AROW. The substance is an announcement, made by press release the same day and attached as Exhibit 99.1, that Upstate Agency, LLC, a subsidiary of Arrow Bank National Association, has entered into a definitive agreement to acquire Skene Valley Agency, Inc., an independent insurance agency in Washington County, New York. The press release says the sale is targeted to close by the end of the third quarter of 2026, and that Skene Valley Agency will then merge with and into Upstate Agency. Upstate Agency is based in South Glens Falls and specializes in personal, commercial and group employee benefit insurance. Skene Valley Agency was founded in 2002, is based in Granville, and has satellite operations in Whitehall and Cambridge, New York. The 8-K was signed by Penko Ivanov, Chief Financial Officer. For an analyst or journalist, the point of interest is that a commercial bank holding company is adding to its insurance arm rather than its banking footprint. David S. DeMarco, President and CEO of Arrow Financial Corporation, framed it as deepening Upstate Agency's presence in Washington County and growing all facets of what he called the Arrow Family of Companies. John Hoagland, President of Skene Valley Agency, described joining Upstate Agency as a natural next step. The press release also notes that Arrow Bank is celebrating its 175th anniversary throughout 2026, and directs readers to Arrow's Annual Report on Form 10-K for the year ended December 31, 2025. What the filing does not provide is anything that would let a reader size the transaction. The purchase price, payment structure, expected effect on earnings or revenue, and Skene Valley Agency's premium volume, revenue or headcount are not in the filing, nor is any statement about whether the acquisition is material to Arrow or subject to regulatory approval. The 8-K carries only the press release and the cover page Interactive Data File as Exhibit 104, so a reader wanting terms would have to wait for a later disclosure.